If A Contractor Damages My Home, Whose Insurance Covers It?
Posted: January 8, 2021
Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance. Damage to Your Home From an Accident Caused by a Contractor Although...
Do I Need Life Insurance If I Live Alone?
Posted: January 7, 2021
Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even if you are single and have no children. You May Want Children Someday The younger...
Beginner’s Guide To Mortgage Protection Insurance
Posted: December 22, 2020
If you have a mortgage on your home and your family is depending on you to make the payments, you may want to purchase mortgage protection insurance. This is a type of life insurance specifically designed to pay off your mortgage in the event of your death, so your family can remain in the home. Some mortgage protection insurance policies also provide benefits in the...
Preparing Your Home For The New Year
Posted: December 16, 2020
With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...
Is It Time To Upgrade My Life Insurance?
Posted: December 7, 2020
It makes sense to purchase life insurance early in life. The younger you are when you buy a policy, the longer you are likely to live and, therefore, the lower your premiums will be. But as time goes by, life changes and other factors can affect your coverage needs. Our experienced agent can review your life insurance policy with you and help you decide if...